New Undergraduate Students Finances
Registration
You will be able to enrol in courses in early July, however, in order to become registered you have to pay at least the minimum first installment of your fees or officially defer your fees by the posted deadline. Instructions on how to pay fees or defer based on scholarship or financial aid are found on this page.
By being registered, you agree to abide by all of the Academic and Non-academic Policies, Rules and Regulations of the University and Faculty and to ensure that the accuracy of your personal information such as current mailing address and telephone number is maintained
The minimum payment to register is equivalent to 100% of Fall tuition fees (plus any arrears on your account) and is indicated on the Fees Invoice on ACORN. To be automatically registered for the Fall-Winter session, you must enrol in courses and pay at least the minimum first instalment of your fees (or officially defer them) by the posted date.
Date | Deadline | Notes |
Mid-July | Fees invoice posted to ACORN | |
August 27, 2024 | Recommended payment deadline for automatic registration | Payment or deferral submitted by this date requires no further action by the student. |
August 28-September 11 at 4:00pm | Payment made within these dates requires that you submit proof of payment to the Registrar's Office so that they can manually register you. | Proof of payment includes a confirmation number from the banking transaction and confirmation of amount paid. |
September 11 4:00pm | Registration Deadline | Students that do not have a "Registered" Status and have not submitted proof of payment will be removed from all classes and will need to contact the Registrar’s Office to re-register for the session. Re-registration requires approval and a financial penalty and does not guarantee a spot in previously enrolled courses. |
How to pay or defer fees
Tuition fees are established by the Governing Council of the University of Toronto and are subject to change at any time
The two components of the annual fees are:
- Academic (including instruction and library)
- Incidental/Ancillary Fees (including Athletics, Hart House, Health Service, and Student Organizations).
Additional ancillary fees may also be assessed for enrolment in a specific faculty and or specific courses. Additional fees may also be assessed to cover special services.
Tuition & Fee Details (Students Account)
As a Faculty of Music student, you will pay a program fee which is a set tuition fee for the Fall-Winter academic session regardless of a student’s course load, provided the load falls within a defined range (typically 4.0-6.0 credits).See more Fees Information in the Faculty of Music Calendar.Your fees invoice is available online through ACORN. The Academic and Incidental/Ancillary fees for the Fall-Winter session are posted annually in mid-July. Once your invoice is available you can make a full payment, arrange for partial payments, or request a fee deferral.
Your Account Number is displayed on the top-right corner of your ACORN invoice. It consists of the first five letters of your surname (in capital letters) and 10 digits of your student number. The minimum payment to register amount is indicated toward the bottom of your invoice.
If you do not fully pay the fees for the session at the time of registration, there are separate Fall and Winter term fee payment deadlines for any outstanding payments and monthly service charges will apply. See the Billing Dates Schedule below.
Note: Residence Fees will appear on your invoice, however, these are not associated with your registration and the deadlines for payment will vary. Make sure you review your residence occupancy agreement carefully to see when they are due
Full details on ACORN Invoice
Invoice
Your fees invoice is available online through ACORN. The Academic and Incidental/Ancillary fees for the Fall-Winter session are posted annually in mid-July. Once your invoice is available you can make a full payment, arrange for partial payments, or request a fee deferral.
Your Account Number is displayed on the top-right corner of your ACORN invoice. It consists of the first five letters of your surname (in capital letters) and 10 digits of your student number. The minimum payment to register amount is inidcated toward the bottom of your invoice.
If you do not fully pay the fees for the session at the time of registration, there are separate Fall and Winter term fee payment deadlines for any outstanding payments and monthly service charges will apply. See the Billing Dates Schedule below.
Note: Residence Fees will appear on your invoice, however, these are not associated with your registration and the deadlines for payment will vary. Make sure you review your residence occupancy agreement carefully to see when they are due
Payment Options
Students have the following options to pay fees:
- on a sessional basis (both Fall and Winter together) by the Fall term payment deadline, or
- by term (separate Fall and Winter term payments)
Payments must be made through your financial institution, via a bank-machine, in-bank, online or by telephone banking. On Campus payments are not available.
You will need a copy of your ACORN Invoice which includes your Account Number. For online/telephone banking, add “University of Toronto” as a payee. Payment by credit card (Mastercard or Visa) is also available via ACORN; note that a service fee applies.
For more details instructions visit the Fees website which applies to you.
Making a Fee Payment Within Canada | Make a Fee Payment from Outside of Canada
In order to release your RESP funds, your provider will require verification of enrolment. They may ask for a confirmation of enrolment letter, or they may have a form that needs the registrar’s signature. If your RESP providers asks you to submit a form, please email it to reception.music@utoronto.ca and ensure that you have first signed and filled out all of the necessary fields regarding your account. Alternatively, you may request a confirmation of enrolment letter from the Registrar’s Office to be sent directly to your RESP provider.
If you would like this letter to be sent elsewhere, please note that there may be a fee for this service.
When requesting verification, please note:- Only requests submitted directly by the student will be accepted
- Include your U of T student number
- Forms and letter requests will not be accepted until after the first round of enrolment has begun
- The Registrar’s Office will begin to send out verification to RESP providers at the end of July
- Please send all verification of enrolment requests to reception.music@utoronto.ca
BY OSAP OR OTHER GOVERNMENT FUNDED FINANCIAL AID
If you are expecting to receive OSAP (Ontario Student Assistance Program) or another provincial/territorial government loan and are unable to pay the first instalment of fees with your own funds, a deferral is the opportunity to officially postpone the fee payment until your funds arrive.
By deferring your fees, you are agreeing to the following conditions: All outstanding tuition fees have been paid. Your deferral is not valid if you owe tuition fees from aprevious session.If you do not receive the financial assistance you were expecting, you are still responsible for payingyour fees.
Defer Fees through ACORN: To defer fees on ACORN visit the Finance menu, select “Tuition Fee Deferral” and follow the directions. After completing the online deferral, you should check your status to ensure your status is changed to ‘Registered’.
Defer Fees through the Registrar’s Office: Provide the Registrar’s Office with confirmation that you have been approved for OSAP or other government loan funding. If you have applied but have not yet received confirmation, you must go to University Admissions & Outreach (172 St. George Street) to request a deferral before the registration deadline.BY SCHOLARSHIP OR BILLING TO A THIRD PARTY
If you are receiving a scholarship from the Faculty of Music/University of Toronto, or an external establishment that is required to go towards your fees, your fee payment may be deferred. The award will be credited towards your student account once you have registered for the session. In order to register, you must notify the Registrar’s Office by August 27 of your intent to defer your fees payment with the scholarship(s). If the value of the scholarship(s) does not cover the minimum tuition fees payment, you will be required to pay the difference prior to requesting a fee deferral using the scholarship. Even if your scholarship covers or exceeds the minimum tuition fees payment, you must notify us by the deadline of your intent to defer your fees payment.If payment of your fees is made by Staff/Dependent Waiver, you must pay your non-academic incidental fees at a bank, then submit proof of payment and a copy of the Staff or Dependent Tuition Waiver Request form approved by the Human Resources Department to the Student Accounts Office, 215 Huron St., Toronto, ON, M5S 1A2. For further information, contact the U of T Human Resources (416) 978-2015.
Recognized University obligations include:
- tuition fees
- academic and other incidental fees
- residence fees and other residence charges
- library fines
- bookstore accounts
- loans made by colleges, faculties or the University
- Health Service accounts
- unreturned or damaged instruments, musical scores, materials and equipment
- orders for the restitution of property or for the payment of damages and fines imposed under the authority of a divisional discipline policy.
The following sanctions are imposed on Faculty of Music students:
- Official transcripts of record will not be issued.
- The University will not release the diploma nor provide oral confirmations or written certification of degree status to external enquirers. Indebted graduands will be allowed to walk on stage and have their names appear on the convocation program but will not receive their diploma until their account is paid.
- Registration will be refused to continuing or returning students
- Official letters (e.g. degree eligibility, confirmation of graduation, QECO) will not be issued.
Financial Aid & Scholarship
The University of Toronto’s policy on Student Financial Support states that “No student offered admission to a program at the University of Toronto should be unable to enter or complete the program due to lack of financial means.” This policy applies only to Canadian citizens, permanent residents and protected persons.
Financial support programs of the University of Toronto are designed to guarantee that each student has access to the resources necessary to meet their needs. Financial need will be assessed based on provincial/territorial funding entitlement.
In order to have their financial needs determined, students should apply for government student assistance. Students are expected to rely on OSAP assistance, up to the level of the maximum entitlement. Assessed need that remains unmet above the OSAP maximum will be met by the University as a UTAPS grant.
Out-of-province students are expected to rely on government support from their home province.
Unmet need above the provincial/territorial support will be met by a UTAPS grant from the University.
Many awards at the Faculty of Music and University of Toronto have Ontario residency and financial need as criteria, in addition to academic/artistic merit. Financial need is determined from your OSAP entitlement. Students are therefore encouraged to apply to OSAP in order to possibly make themselves eligible for these awards.
Students can use the Financial Planning Calculator for U of T students, a publicly available online tool to help explore how much it will cost to study at U of T for one academic year. Students can also create a budget and browse helpful resources.
The University of Toronto Work Study program offers an opportunity for students to gain meaningful work experience by working part-time on campus. In most cases, the job offers more than the financial benefits by providing practical experience related to the student’s program of study. The Work Study program is open to both full-time and part-time undergraduate students (i.e. domestic and international students),and graduate students.
Students do not need to be OSAP eligible to apply for Work Study.
The fall-winter Work Study run from September through March; there are summer work-study opportunities as well for students registered in the summer session. The Fall-Winter jobs will be posted on the Career Exploration & Education website in early August.The OSAP application usually becomes available in April. New students are encouraged to apply before the end of June. Within 4-6 weeks of applying and submitting all required documentation, students are advised of their eligible funding for the academic year. Funds are released directly to the University in two different instalments: 60% of the entitlement in September and 40% in January. Students from other provinces or territories are advised to apply to their government’s financial aid program by the appropriate deadlines.
Bursaries, also known as grants, are funds given to students that do not need to be repaid. They are aimed at helping students who have exhausted other financial options and are facing financial challenges or sudden changes in their financial circumstances. Bursaries are meant to cover small, unexpected income gaps rather than be a primary financial resource. There are two rounds of bursary applications: fall applications are due by November 1, and winter applications are due by February 1.
Students are considered for bursaries on the basis of financial need and must apply for OSAP/their provincial/territorial assistance program first. Ontario Students: if you have requested to receive only the grant funding from OSAP, an application for a bursary will not be considered.The Faculty of Music provides supplementary support to undergraduate students for expenses related to collaborative pianists (accompanists, coaches). Students in any undergraduate program and year of study are eligible to apply. The funding can be used to support the use of pianists in any curricular activity (e.g., applied lessons, juries, recitals, performance classes). Students may receive up to a maximum of $400 in support per year.
There are two rounds of applications administered by the Performance Office: fall applications are due November 1; winter applications are due February 1. Students will be notified when applications become available online.These are awarded on the basis of your entrance audition and academic achievement, on admission. Students normally receive notification of scholarship(s) with the offer of admission or shortly thereafter. Scholarship recipients can expect to receive an official letter detailing their scholarship in July/August.
The Faculty of Music awards a significant number of scholarships to returning students. Students are notified in late-June regarding any scholarships that they are eligible to receive for the upcoming academic year. In-Course scholarships do not require applications and are based on a combination of academic and/or musical achievement, depending on the specific award. A comprehensive list of the scholarships is available in the Academic Calendar.
The scholarships are credited to a student’s ACORN account in early October. It will first be applied to your outstanding tuition fees to help you pay down your outstanding balance. If the value of your scholarship is greater than your outstanding balance, the remaining credit will be refunded to you via direct deposit if you have opted-in to this option on ACORN.Faculty of Music awards that require an application are listed in the Academic Calendar. All applications become available on February 1 on the Registrar’s SharePoint site; students are also advised of the opportunities through the Registrar’s email listserv. The deadline for applications is May 1.
A number of the awards provide assistance to students who want to continue their study of Music over the summer by participating in various summer programs, private study, or internships both within the Canada and outside. Students are encouraged to take advantage of these opportunities to enhance their artistic growth!
U of T’s Award Explorer tool can also help students explore the diverse U of T funding opportunities that recognize student achievements and financially support their studies